For decades since it was invented, since retirement became a ‘thing’, it’s been perceived as a winding down and a wrapping up. That isn’t necessarily the case any longer. Thinking of the future, anticipating the good things to come are the very essence of a positive mental outlook. Social psychologists tell us that optimism, and enthusiasm both come from a forward thinking bias. Remember back when you couldn’t wait to turn 16 so you could get a license? 18 meant graduation and adulthood. 21 meant legal drinking! Then it gets a little hazy after that. 30 feels pretty mature. 40 is when the ‘getting old’ jokes start, and by 50….you can feel the rains coming as the saying goes. Then it’s wait for Social Security eligibility, and then Medicare eligibility. Not exactly the stuff of wild eyed anticipation and goosebumps!

The new reality is that being north of 50, 60, or even 70 can mean a time of maximum contribution . I know it was for my mom. We lost her super early and totally unexpectedly at age 71. But let me tell you one thing…she had never been more important to us. To our lives, our day to day comings and goings. She had never been any more vital, enthusiastic, and energetic. She was fully engaged in her life, and her family’s lives. She used every minute of the day. She was looking forward to my nephews 5th birthday, Tracy and my 20th wedding anniversary, and her and my dads 50th anniversary, as well as 50th birthday parties for Tracy and I. She worked for Tracy, she worked in our office, and she took care of my in-laws, neighbors, and extended family. She was continuing to make the rest of her life the BEST of her life.

This mentality is a choice! It’s there for the taking! You’ll read about some of the risks we face in achieving this in this issue of The Mentor, and some of the pathways to success. We call it ‘Finding Your Beach’, and it’s synonymous with making the rest of your life the best of your life. It’s not magic. It’s not alchemy. It just takes a great attitude, a dream, and a plan. That’s what we’re here to help you achieve. As your retirement mentor we offer strategies, and tactics to help you and your family reach your beach. Its our mission. It’s our passion. It’s what we do every day. And we do it very well! Let us help you make the rest the best!